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Buying NYC

Home. More than a physical space, your home is your sanctuary. It’s where you lay your head at night and where you feel most safe. It’s where relationships are built and families are made.

The right space makes all the difference.

So, let’s find it.

From Brooklyn brownstones to Chelsea penthouses, Team Carte Blanche stands ready to guide you home with block-by-block expertise and fierce negotiation skills.

5 Keys TO BUYING in nyc

1. Get Educated: Flood Light To A Laser

  • Get educated.
  • Obtain pre-approval from a bank.
  • Find a mortgage lender you can trust. We’ve vetted professional lenders who can provide you with the assistance you need.

2. Partner With Us

  • Partnering with an agent saves you time and money—there’s simply no reason not to do it.
  • Our team will work tirelessly on your behalf—providing a boots-on-the-ground perspective and necessary context about neighborhoods, properties, and market conditions.
  • With our extensive knowledge and expertise, we’ll guide you through the buying process from start to finish, finding the perfect home and negotiating the best price and terms.

3. Honor Your Process

  • Respect your purchasing approach.
  • Your process is unique, and your agent should never make you feel compelled to make a hasty decision due to fear of missing out.

4. The Art of the Offer

  • Congratulations! You’ve found the home of your dreams and you’re ready to put in an offer.
  • When crafting a persuasive offer, there are a few key questions to consider.
  • How many days has the home been on the market? Are you paying cash or financing? Is it a new development or resale?

5. Hire the Right Team

  • Choosing the right attorney is essential, as they play a crucial role in the success of your transactions.
  • Find someone who is experienced in transactional law and well-equipped to handle any issues that may arise.
  • Luckily, when you partner with Carte Blanche, you gain access to our carefully vetted partner Rolodex which includes the industry’s top attorneys.
The Purchasing Timeline
Offer To Contract
Contract to Closing
Mortgage pre-approval
2-3 days
Buyer, Lender
Property search
Buyer, Broker
Gather tax and financial records
Transfer any funds being gifted
Review credit report
Interview real estate attorneys
Identify a property
Buyer, Broker
Submit offer
1-2 weeks
Negotiations & offer acceptance
1-4 days
Due diligence/contract negotiations
Ideally 1 week max
Inspection (optional)
1-3 hours
Inspector, Buyer
Contract signing/deposit paid
Buyer, Attorney
Counter signing
Within 24 hours of buyer signing
Seller, Attorney
*Deal is now binding*
Apply for Loan
ASAP, within a week of contract
Buyer, Lender
Bank Appraisal
ASAP following loan application
Broker, Appraiser
Loan Commitment
2-4 weeks
Buyer, Lender
Purchase application
10 business days*
Buyer, Broker
Management reviews
1-2 weeks
Board Review (co-op, condo)
1-2 weeks
Board interview set (co-op)
Within 1-2 weeks
Notification of approval
Within 24-72 hours
Board, Broker
Loan is finalized
1-2 weeks
Lender, Buyer
Bank issues Clearance to Close
Minimum 3 days before closing
Bank & Attorney Prep Closing
1 week
Lender, Attorney
Closing is set
1-2 weeks later
All parties
Final Walk Through
Day before or day of closing
Buyer, Broker
2-3 hours
All parties
*Per usual contract terms, board package must be submitted within 10 business days of contract signing or within 3 days of receipt of loan commitment if financing.
Buyer Resources
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